(Pre & Post-Disbursement Industry Analysis / Impact of AFC Financing on Individual Entities)
Following is a brief overview of key impact factors on each individual client at pre/post AFC finance stage:
Key Impact Factors
|
Business Description / Core Activity |
Farming / Crops Cultivation |
Inception of Business Since |
10 yrs |
AFC Financed on |
24th December,2005 |
Assets Description financed by AFC |
One unit Belarus Tractor |
Net Financed Amount (In USD) |
11,040 |
Sector (Agro / Non-Agro) |
Agro Business |
Category of Entrepreneur (Male / Female) |
Male |
Total Assets before AFC Financing (USD) |
396,760 |
Total Assets after AFC Financing (USD) |
450,800 |
Initial Cash (USD) |
5,000 |
Cash after AFC Financing (USD) |
20,500 |
Impact of AFC Financing on Production/Processing/Trading/ Capacity |
25% rise |
Overall Impact of AFC Financing on Level of Employment (SME Unit based) |
25% rise |
Impact of AFC Financing on Female Level of Employment (SME Unit based) |
No change |
Impact of AFC Financing on Sales/Service Volume |
20% rise |
Rise in Clientele (SME Unit based) |
15% rise |
Impact of AFC Financing on Profit Margins (SME Unit based) |
5-7% rise |
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Key Impact Factors |
Business Description / Core Activity |
Farming / Crops Cultivation |
Inception of Business Since |
15 yrs |
AFC Financed on |
27th April ,2006 |
Assets Description financed by AFC |
One unit Pakistani FIAT Tractor with trailer & thresher with accessories |
Net Financed Amount (In USD) |
12,000 |
Sector (Agro / Non-Agro) |
Agro Business |
Category of Entrepreneur (Male / Female) |
Male |
Total Assets before AFC Financing (USD) |
250,464 |
Total Assets after AFC Financing (USD) |
264,453 |
Initial Cash(USD) |
8,000 |
Cash after AFC Financing (USD) |
30,000 |
Impact of AFC Financing on Production/Processing/Trading/ Capacity |
25% rise |
Overall Impact of AFC Financing on Level of Employment (SME Unit based) |
20% rise |
Impact of AFC Financing on Female Level of Employment (SME Unit based) |
No change |
Impact of AFC Financing on Sales/Service Volume |
20% rise |
Rise in Clientele (SME Unit based) |
15% |
Impact of AFC Financing on Profit Margins (SME Unit based) |
8-10% rise |
|
| |
 |
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Key Impact Factors |
Business Description / Core Activity |
Farming / Crops Cultivation |
Inception of Business Since |
More than 40 years |
AFC Financed on |
19th April ,2006 |
Assets Description financed by AFC |
One unit Belarus Tractor with trailer, nine plough three plough, thresher & Rice processing machine |
Net Financed Amount (In USD) |
19,200 |
Sector (Agro / Non-Agro) |
Agro Business |
Category of Entrepreneur (Male / Female) |
Male |
Total Assets before AFC Financing (USD) |
440,538 |
Total Assets after AFC Financing (USD) |
464,538 |
Initial Cash (USD) |
10,000 |
Cash after AFC Financing (USD) |
45,000 |
Impact of AFC Financing on Production/Processing/Trading/ Capacity |
25% rise |
Overall Impact of AFC Financing on Level of Employment (SME Unit based) |
15% rise |
Impact of AFC Financing on Female Level of Employment (SME Unit based) |
No change |
Impact of AFC Financing on Sales/Service Volume |
20% rise |
Rise in Clientele (SME Unit based) |
10% rise |
Impact of AFC Financing on Profit Margins (SME Unit based) |
10% rise |
|
| |
 |
Key Impact Factors |
Business Description / Core Activity |
Farming / Crops Cultivation |
Inception of Business Since |
25 yrs |
AFC Financed on |
3rd September ,2005 |
Assets Description financed by AFC |
One unit Belarus Tractor |
Net Financed Amount (In USD) |
10,400 |
Sector (Agro / Non-Agro) |
Agro Business |
Category of Entrepreneur (Male / Female) |
Male |
Total Assets before AFC Financing (USD) |
97,897 |
Total Assets after AFC Financing (USD) |
107,597 |
Initial Cash (USD) |
2,500 |
Cash after AFC Financing (USD) |
15,500 |
Impact of AFC Financing on Production/Processing/Trading/ Capacity |
20% rise |
Overall Impact of AFC Financing on Level of Employment (SME Unit based) |
20% rise |
Impact of AFC Financing on Female Level of Employment (SME Unit based) |
No change |
Impact of AFC Financing on Sales/Service Volume |
15% rise |
Rise in Clientele (SME Unit based) |
10% rise |
Impact of AFC Financing on Profit Margins (SME Unit based) |
5% rise |
|
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 |
Key Impact Factors |
Business Description / Core Activity |
Farming / Crops Cultivation |
Inception of Business Since |
25 yrs |
AFC Financed on |
8th October ,2005 |
Assets Description financed by AFC |
One unit Belarus Tractor with rice processing machine and three plough. |
Net Financed Amount (In USD) |
11,520 |
Sector (Agro / Non-Agro) |
Agro Business |
Category of Entrepreneur (Male / Female) |
Male |
Total Assets before AFC Financing (USD) |
123,468 |
Total Assets after AFC Financing (USD) |
144,988 |
Initial Cash (USD) |
5,500 |
Cash after AFC Financing (USD) |
25,500 |
Impact of AFC Financing on Production/Processing/Trading/ Capacity |
15% rise |
Overall Impact of AFC Financing on Level of Employment (SME Unit based) |
40% rise |
Impact of AFC Financing on Female Level of Employment (SME Unit based) |
No change |
Impact of AFC Financing on Sales/Service Volume |
15% rise |
Rise in Clientele (SME Unit based) |
No change |
Impact of AFC Financing on Profit Margins (SME Unit based) |
5-7% rise |
|
| |
 |
| |
Key Impact Factors |
Business Description / Core Activity |
Farming / Crops Cultivation |
Inception of Business Since |
From Generations |
AFC Financed on |
1st October ,2005 |
Assets Description financed by AFC |
One unit Belarus Tractor with three ploughs. |
Net Financed Amount (In USD) |
10,700 |
Sector (Agro / Non-Agro) |
Agro Business |
Category of Entrepreneur (Male / Female) |
Male |
Total Assets before AFC Financing (USD) |
440,588 |
Total Assets after AFC Financing (USD) |
56,268 |
Initial Cash (USD) |
5,840 |
Cash after AFC Financing (USD) |
20,000 |
Impact of AFC Financing on Production/Processing/Trading/ Capacity |
30% rise |
Overall Impact of AFC Financing on Level of Employment (SME Unit based) |
40% rise |
Impact of AFC Financing on Female Level of Employment (SME Unit based) |
No change |
Impact of AFC Financing on Sales/Service Volume |
25% rise |
Rise in Clientele (SME Unit based) |
20% rise |
Impact of AFC Financing on Profit Margins (SME Unit based) |
5-7% rise |
|
| |
 |
Key Impact Factors |
Business Description / Core Activity |
Farming / Crops Cultivation and livestock |
Inception of Business Since |
From Generations |
AFC Financed on |
14th November ,2005 |
Assets Description financed by AFC |
One unit Belarus Tractor with three ploughs, trailer, and thresher. |
Net Financed Amount (In USD) |
15,360 |
Sector (Agro / Non-Agro) |
Agro Business |
Category of Entrepreneur (Male / Female) |
Male |
Total Assets before AFC Financing (USD) |
392,100 |
Total Assets after AFC Financing (USD) |
406,500 |
Initial Cash (USD) |
6,000 |
Cash after AFC Financing (USD) |
25,500 |
Impact of AFC Financing on Production/Processing/Trading/ Capacity |
20% rise |
Overall Impact of AFC Financing on Level of Employment (SME Unit based) |
30% rise |
Impact of AFC Financing on Female Level of Employment (SME Unit based) |
No change |
Impact of AFC Financing on Sales/Service Volume |
15% rise |
Rise in Clientele (SME Unit based) |
10% rise |
Impact of AFC Financing on Profit Margins (SME Unit based) |
8-10% rise |
|
| |
 |
Key Impact Factors |
Business Description / Core Activity |
Farming / Crops Cultivation |
Inception of Business Since |
25 yrs |
AFC Financed on |
8th October ,2005 |
Assets Description financed by AFC |
One unit Belarus Tractor with three ploughs, trailer, rice processing machine and desk. |
Net Financed Amount (In USD) |
13,360 |
Sector (Agro / Non-Agro) |
Agro Business |
Category of Entrepreneur (Male / Female) |
Male |
Total Assets before AFC Financing (USD) |
167,312 |
Total Assets after AFC Financing (USD) |
180,672 |
Initial Cash (USD) |
1,850 |
Cash after AFC Financing (USD) |
17,500 |
Impact of AFC Financing on Production/Processing/Trading/ Capacity |
25% rise |
Overall Impact of AFC Financing on Level of Employment (SME Unit based) |
20% rise |
Impact of AFC Financing on Female Level of Employment (SME Unit based) |
No change |
Impact of AFC Financing on Sales/Service Volume |
25% rise |
Rise in Clientele (SME Unit based) |
10% rise |
Impact of AFC Financing on Profit Margins (SME Unit based) |
8-10% rise |
|
| |
 |
Key Impact Factors |
Business Description / Core Activity |
Farming / Crops Cultivation |
Inception of Business Since |
20 yrs |
AFC Financed on |
1st June ,2005 |
Assets Description financed by AFC |
One unit Messy Ferguson Tractor |
Net Financed Amount (In USD) |
8,034 |
Sector (Agro / Non-Agro) |
Agro Business |
Category of Entrepreneur (Male / Female) |
Male |
Total Assets before AFC Financing (USD) |
85,500 |
Total Assets after AFC Financing (USD) |
99,500 |
Initial Cash (USD) |
2,500 |
Cash after AFC Financing (USD) |
12,500 |
Impact of AFC Financing on Production/Processing/Trading/ Capacity |
25% rise |
Overall Impact of AFC Financing on Level of Employment (SME Unit based) |
25% rise |
Impact of AFC Financing on Female Level of Employment (SME Unit based) |
No change |
Impact of AFC Financing on Sales/Service Volume |
20% rise |
Rise in Clientele (SME Unit based) |
15% rise |
Impact of AFC Financing on Profit Margins (SME Unit based) |
5% rise |
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 |
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Key Impact Factors |
Business Description / Core Activity |
Photography/ movie making |
Inception of Business Since |
20 years |
AFC Financed on |
11th April ,2006 |
Assets Description financed by AFC |
One unit brand new Konica 878 Printer with all accessories, one unit air conditioner and one unit generator. |
Net Financed Amount (In USD) |
9,600 |
Sector (Agro / Non-Agro) |
Non- Agro Business |
Category of Entrepreneur (Male / Female) |
Male |
Total Assets before AFC Financing (USD) |
31,316 |
Total Assets after AFC Financing (USD) |
42,350 |
Initial Cash (USD) |
5,000 |
Cash after AFC Financing (USD) |
18,500 |
Impact of AFC Financing on Production/Processing/Trading/ Capacity |
17% rise |
Overall Impact of AFC Financing on Level of Employment (SME Unit based) |
15% rise |
Impact of AFC Financing on Female Level of Employment (SME Unit based) |
No change |
Impact of AFC Financing on Sales/Service Volume |
18% rise |
Rise in Clientele (SME Unit based) |
25% rise |
Impact of AFC Financing on Profit Margins (SME Unit based) |
6.68% rise |
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Key Impact Factors |
Business Description / Core Activity |
Manufacturing of PVC Pipes / Hand pumps |
Inception of Business Since |
10 years |
AFC Financed on |
7th June ,2006 |
Assets Description financed by AFC |
PVC pipes production Machines |
Net Financed Amount (In USD) |
44,800 |
Sector (Agro / Non-Agro) |
Non- Agro Business |
Category of Entrepreneur (Male / Female) |
Male |
Total Assets before AFC Financing (USD) |
152,799 |
Total Assets after AFC Financing (USD) |
205,017 |
Initial Cash (USD) |
115,000 |
Cash after AFC Financing (USD) |
160,000 |
Impact of AFC Financing on Production/Processing/Trading/ Capacity |
33% rise |
Overall Impact of AFC Financing on Level of Employment (SME Unit based) |
20% rise |
Impact of AFC Financing on Female Level of Employment (SME Unit based) |
No change |
Impact of AFC Financing on Sales/Service Volume |
30% rise |
Rise in Clientele (SME Unit based) |
12-15% rise |
Impact of AFC Financing on Profit Margins (SME Unit based) |
4-5% rise |
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Key Impact Factors |
Business Description / Core Activity |
Vehicles Rental Services |
Inception of Business Since |
2003 |
AFC Financed on |
10th March ,2006 |
Assets Description financed by AFC |
3 Units Nissan Terrano, 1 Units Nissan Pickup, and 1 Units Nissan Patro |
Net Financed Amount (In USD) |
92,625 |
Sector (Agro / Non-Agro) |
Non- Agro Business |
Category of Entrepreneur (Male / Female) |
Male |
Total Assets before AFC Financing (USD) |
989,606 |
Total Assets after AFC Financing (USD) |
1,082,231 |
Initial Capital (USD) |
740,000 |
Capital after AFC Financing (USD) |
775,000 |
Impact of AFC Financing on Production/Processing/Trading/Serving Capacity |
152% rise |
Overall Impact of AFC Financing on Level of Employment (SME Unit based) |
35% rise |
Impact of AFC Financing on Female Level of Employment (SME Unit based) |
No change |
Impact of AFC Financing on Sales/Service Volume |
152% rise |
Rise in Clientele (SME Unit based) |
20% rise |
Impact of AFC Financing on Profit Margins (SME Unit based) |
30% rise |
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Key Impact Factors |
Business Description / Core Activity |
Manufacturing of different life saving drugs |
Inception of Business Since |
1997 |
AFC Financed on |
17th August ,2006 |
Assets Description financed by AFC |
Liquid Filler Machine, HZ-880 semi automatic blow molding machine, 50kg capacity Ointment mixing tank, Bottle washer, Capping machine and Cream mixer machine. |
Net Financed Amount (In USD) |
50,000 |
Sector (Agro / Non-Agro) |
Agro Business |
Category of Entrepreneur (Male / Female) |
Male |
Total Assets before AFC Financing (USD) |
835,130 |
Total Assets after AFC Financing (USD) |
885,130 |
Initial Capital (USD) |
50,000 |
Capital after AFC Financing (USD) |
75,500 |
Impact of AFC Financing on Production/Processing/Trading/ Capacity |
10.46% rise |
Overall Impact of AFC Financing on Level of Employment (SME Unit based) |
40% rise |
Impact of AFC Financing on Female Level of Employment (SME Unit based) |
30% rise |
Impact of AFC Financing on Sales/Service Volume |
9% rise |
Rise in Clientele (SME Unit based) |
15% rise |
Impact of AFC Financing on Profit Margins (SME Unit based) |
3.33% rise |
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Key Impact Factors |
Business Description / Core Activity |
Health-Care Services/Medical Diagnostics |
Inception of Business Since |
1997 |
AFC Financed on |
10th July ,2006 |
Assets Description financed by AFC |
CT Scan Machine |
Net Financed Amount (In USD) |
50,000 |
Sector (Agro / Non-Agro) |
Non- Agro Business |
Category of Entrepreneur (Male / Female) |
Male |
Total Assets before AFC Financing (USD) |
230,159 |
Total Assets after AFC Financing (USD) |
280,159 |
Initial Capital (USD) |
200,000 |
Capital after AFC Financing (USD) |
275,000 |
Impact of AFC Financing on Production/Processing/Trading/ Capacity |
45% rise |
Overall Impact of AFC Financing on Level of Employment (SME Unit based) |
10% rise |
Impact of AFC Financing on Female Level of Employment (SME Unit based) |
5% rise |
Impact of AFC Financing on Sales/Service Volume |
30% rise |
Rise in Clientele (SME Unit based) |
30% rise |
Impact of AFC Financing on Profit Margins (SME Unit based) |
20% rise |
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 |
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Key Impact Factors |
Business Description / Core Activity |
Manufacturing of Life Saving Drugs |
Inception of Business Since |
2002 |
AFC Financed on |
7th December ,2005 |
Assets Description financed by AFC |
Blending machines, packaging machines, tablet machines and liquid filling machines. |
Net Financed Amount (In USD) |
199,720 |
Sector (Agro / Non-Agro) |
Agro Business |
Category of Entrepreneur (Male / Female) |
Male |
Total Assets before AFC Financing (USD) |
991,203 |
Total Assets after AFC Financing (USD) |
1,206,923 |
Initial Capital (USD) |
950,000 |
Capital after AFC Financing (USD) |
1,000,000 |
Impact of AFC Financing on Production/Processing/Trading/ Capacity |
100% rise |
Overall Impact of AFC Financing on Level of Employment (SME Unit based) |
60% rise |
Impact of AFC Financing on Female Level of Employment (SME Unit based) |
75% rise |
Impact of AFC Financing on Sales/Service Volume |
100% rise |
Rise in Clientele (SME Unit based) |
100% rise |
Impact of AFC Financing on Profit Margins (SME Unit based) |
30% rise |
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Key Impact Factors |
Business Description / Core Activity |
IT related service, including cabling, networking solutions, modern software and hardware solution and ISP. |
Inception of Business Since |
2002 |
AFC Financed on |
13th December ,2006 |
Assets Description financed by AFC |
Short term loan |
Net Financed Amount (In USD) |
230,000 |
Sector (Agro / Non-Agro) |
Non- Agro Business |
Category of Entrepreneur (Male / Female) |
Male |
Total Assets before AFC Financing (USD) |
307,440 |
Total Assets after AFC Financing (USD) |
330,000 |
Initial Capital (USD) |
150,000 |
Capital after AFC Financing (USD) |
175,000 |
Impact of AFC Financing on Production/Processing/Trading/ Capacity |
121% rise |
Overall Impact of AFC Financing on Level of Employment (SME Unit based) |
10% rise |
Impact of AFC Financing on Female Level of Employment (SME Unit based) |
No change |
Impact of AFC Financing on Sales/Service Volume |
123% rise |
Rise in Clientele (SME Unit based) |
20% rise |
Impact of AFC Financing on Profit Margins (SME Unit based) |
9.5% rise |
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Key Impact Factors |
Business Description / Core Activity |
IT related service, /ISP, telecom/modern software solutions, Networking solutions and supply of IT related equipments. |
Inception of Business Since |
2005 |
AFC Financed on |
25th July ,2006 |
Assets Description financed by AFC |
Short term loan / Vehicles Lease |
Net Financed Amount (In USD) |
887,200 |
Sector (Agro / Non-Agro) |
Non- Agro Business |
Category of Entrepreneur (Male / Female) |
Male |
Total Assets before AFC Financing (USD) |
2,112,956 |
Total Assets after AFC Financing (USD) |
2,250,156 |
Initial Capital (USD) |
900,000 |
Capital after AFC Financing (USD) |
1,125,000 |
Impact of AFC Financing on Production/Processing/Trading/ Capacity |
55% rise |
Overall Impact of AFC Financing on Level of Employment (SME Unit based) |
15% rise |
Impact of AFC Financing on Female Level of Employment (SME Unit based) |
10% rise |
Impact of AFC Financing on Sales/Service Volume |
55% rise |
Rise in Clientele (SME Unit based) |
25% rise |
Impact of AFC Financing on Profit Margins (SME Unit based) |
2.79% rise |
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Key Impact Factors |
Business Description / Core Activity |
Washers & Dry Cleaners |
Inception of Business Since |
2002 |
AFC Financed on |
5th May,2005 |
Assets Description financed by AFC |
Two units Hyundai Cargo Vans |
Net Financed Amount (In USD) |
24,000 |
Sector (Agro / Non-Agro) |
Non- Agro Business |
Category of Entrepreneur (Male / Female) |
Male |
Total Assets before AFC Financing (USD) |
370,600 |
Total Assets after AFC Financing (USD) |
402,800 |
Initial Capital (USD) |
250,000 |
Capital after AFC Financing (USD) |
315,000 |
Impact of AFC Financing on Production/Processing/Trading/Service Capacity |
10% rise |
Overall Impact of AFC Financing on Level of Employment (SME Unit based) |
20% rise |
Impact of AFC Financing on Female Level of Employment (SME Unit based) |
No change |
Impact of AFC Financing on Sales/Service Volume |
10% rise |
Rise in Clientele (SME Unit based) |
5-6% rise |
Impact of AFC Financing on Profit Margins (SME Unit based) |
No change |
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 |
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Key Impact Factors |
Business Description / Core Activity |
Poultry Farm |
Inception of Business Since |
2002 |
AFC Financed on |
25th October,2005 |
Assets Description financed by AFC |
Chicks Incubator and Generator 415KVA |
Net Financed Amount (In USD) |
48,000 |
Sector (Agro / Non-Agro) |
Agro Business |
Category of Entrepreneur (Male / Female) |
Male |
Total Assets before AFC Financing (USD) |
403,693 |
Total Assets after AFC Financing (USD) |
451,693 |
Initial Capital (USD) |
50,000 |
Capital after AFC Financing (USD) |
65,000 |
Impact of AFC Financing on Production/Processing/Trading/ Capacity |
None as business could not take start |
Overall Impact of AFC Financing on Level of Employment (SME Unit based) |
None as business could not take start |
Impact of AFC Financing on Female Level of Employment (SME Unit based) |
None as business could not take start |
Impact of AFC Financing on Sales/Service Volume |
None as business could not take start |
Rise in Clientele (SME Unit based) |
None as business could not take start |
Impact of AFC Financing on Profit Margins (SME Unit based) |
None as business could not take start |
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| |
 |
| |
Key Impact Factors |
Business Description / Core Activity |
Toilet Paper rolls / Napkins Manufacturer |
Inception of Business Since |
2002 |
AFC Financed on |
21st November,2006 |
Assets Description financed by AFC |
One Complete set of Toilet paper & Napkin producing machine, steam boiler, paper grinder and mixing machine. |
Net Financed Amount (In USD) |
21,000 |
Sector (Agro / Non-Agro) |
Agro Business |
Category of Entrepreneur (Male / Female) |
Male |
Total Assets before AFC Financing (USD) |
241,832 |
Total Assets after AFC Financing (USD) |
262,832 |
Initial Capital (USD) |
135,000 |
Capital after AFC Financing (USD) |
175,000 |
Impact of AFC Financing on Production/Processing/Trading/ Capacity |
70.41% rise |
Overall Impact of AFC Financing on Level of Employment (SME Unit based) |
35% rise |
Impact of AFC Financing on Female Level of Employment (SME Unit based) |
No change |
Impact of AFC Financing on Sales/Service Volume |
42% rise |
Rise in Clientele (SME Unit based) |
25% rise |
Impact of AFC Financing on Profit Margins (SME Unit based) |
0.42% rise |
|
| |
 |
| |
Key Impact Factors |
Business Description / Core Activity |
Trading of Frozen Meat, Fruit & Vegetables. |
Inception of Business Since |
March 2004 |
AFC Financed on |
27 February 2006 |
Assets Description financed by AFC |
Cold Storage Equipment |
Net Financed Amount (In USD) |
185,903 |
Sector (Agro / Non-Agro) |
Agro Business |
Category of Entrepreneur (Male / Female) |
Male |
Total Assets before AFC Financing (USD) |
690,286 |
Total Assets after AFC Financing (USD) |
743,586 |
Initial Capital (USD) |
475,000 |
Capital after AFC Financing (USD) |
775,000 |
Impact of AFC Financing on Production/Processing/Trading/ Capacity |
40% rise |
Overall Impact of AFC Financing on Level of Employment (SME Unit based) |
25% rise |
Impact of AFC Financing on Female Level of Employment (SME Unit based) |
No change |
Impact of AFC Financing on Sales/Service Volume |
35% rise |
Rise in Clientele (SME Unit based) |
35% rise |
Impact of AFC Financing on Profit Margins (SME Unit based) |
20% rise |
|
| |
 |
| |
Key Impact Factors |
Business Description / Core Activity |
Health Care services (OPD, Diagnostics, Investigations etc) |
Inception of Business Since |
December 2005 |
AFC Financed on |
March 2006 |
Assets Description financed by AFC |
Medical Equipment (ETT, ECG). |
Net Financed Amount (In USD) |
76,400 |
Sector (Agro / Non-Agro) |
Non-Agro |
Category of Entrepreneur (Male / Female) |
Male |
Total Assets before AFC Financing (USD) |
245,315 |
Total Assets after AFC Financing (USD) |
328,115 |
Initial Capital (USD) |
110,000 |
Capital after AFC Financing (USD) |
275,000 |
Impact of AFC Financing on Production/Processing/Trading/ Capacity |
52.63% rise |
Overall Impact of AFC Financing on Level of Employment (SME Unit based) |
10% rise |
Impact of AFC Financing on Female Level of Employment (SME Unit based) |
5% rise |
Impact of AFC Financing on Sales/Service Volume |
40% rise |
Rise in Clientele (SME Unit based) |
30% rise |
Impact of AFC Financing on Profit Margins (SME Unit based) |
20% rise |
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